Fertility Financial Solutions

Learn about fertility costs, insurance and financing options

We understand that the financial aspects of your infertility care can be confusing and sometimes costly. While many patients have insurance that covers their initial consult and tests leading up to an infertility diagnosis, those plans often fail to provide coverage for treatment.  

At RBA, we offer creative clinical and financial solutions that can simplify your care and help make treatment more affordable. As a world leader in the development of groundbreaking infertility technology, RBA puts that technology to work for you. When you become part of the RBA community our Billing Specialists & Financial Counselors go to work for you. They will help you navigate and understand your financial options while providing transparency and support as you explore the cost related to your fertility treatment. We are dedicated to helping you create your family as affordably as possible.

Getting Started at RBA

The cost of the initial consultation at RBA is $270. Please contact your insurance provider to identify if you have diagnostic coverage for infertility services. If so, you will be responsible for your copay, coinsurance or deductible. If not, you will be responsible for the $270 consult fee, which is due at the time of service.

Is fertility treatment covered by my insurance carrier?

Understanding your insurance coverage can sometimes be overwhelming and confusing. Infertility insurance coverage can be straightforward or complicated depending on your individual plan. Coverage can range from full to none and somewhere in between.

Once you have been scheduled as a new patient at RBA, our Billing Specialists will verify your insurance benefits in order to correctly file claims for future services at our practice.

If you would like to do your own research, please click here for a list of questions to ask your insurance provider to help you understand your benefits related to infertility services.

How much do IVF, IUI and other fertility treatments cost?

Cost for fertility treatment varies, depending on a variety of factors (what treatment is recommended for you, how much medication you will need, whether insurance covers a portion of treatment, etc.). As you navigate through testing appointments, you are welcome to inquire about the cost of your tests. Once a fertility treatment plan is established by your RBA physician, you will be set up for a one-on-one financial consult which will review:

  • Insurance coverage for treatment;
  • Individual treatment costs;
  • Financing options;
  • Multi-cycle options.

Our Financial Counselors will work closely with you to help you utilize your maximum insurance benefits.

Can I pay for treatment over time with fertility financing?  

LendingClub Patient Solutions

RBA is proud to partner with LendingClub, fertility financing specialists who offer our patients comprehensive financing options and customized loan programs that help ease the stress of fertility treatment. LendingClub has plans with flexible terms, budget-friendly choices and the ability to finance amounts up to $50,000. Don’t let cost be a barrier to your dreams of parenthood. Discover a more affordable way to pay for your fertility treatment and related care with payment plans offered through LendingClub Patient Solutions.

Budget-friendly payment plans offer you:

  • A quick and simple online application that allows you to see all your options in seconds;
  • Visibility to all amounts, monthly payments and rates you prequalify for with no impact to your credit until you select a plan and move forward;
  • One monthly payment for up to three services including: IVF treatment, medications, genetic testing, fertility preservation and donor services.

Complete your online application today at the link below or learn more at www.lendingclub.com/prelude.


RBA is proud to partner with the Fertility Financing Specialists at CapexMD. The CapexMD team specializes in providing our patients with friendly, affordable and stress-free financing solutions for their fertility treatment. CapexMD offers a wide variety of loan options. Each loan program is designed to fit your individual circumstances. Once approved, CapexMD Fertility Loan Specialists will work closely with RBA to ensure the funds are secured prior to the start of your treatment cycle.

Advantages of CapexMD:

  • Can finance treatment and treatment related drugs
  • Specialists in Fertility Financing
  • Personal Attention
  • Competitive Rates
  • Easy & Secure Online Application
  • Pre-Approval within 24 hours
  • Flexible Terms
  • Highest Confidentiality
  • No Annual Fees
  • No Prepayment Penalties
  • Rates well below that of most credit cards
  • Retain your existing credit

For more information on this program, click on the CapexMD link and speak with a loan specialist.